Ipman – Depatterning

Ipman’s Depatterning was waiting in the playlist for some time. Finally got round to it and I really liked it. Old school sounds in unusual ways and sequences.

Rave sounds, jungle stuff , nice edits and cool grooves. A couple of party tracks and some experimental stuff. It’s a compact album which maybe could use 2 more tracks.

All in all just my kind of music. Favourite tracks : Gravity Dub and IPA. But all the tracks are quality. Must listen.

Portfolio news – January 2016 additions

A new month and new additions to the portfolio. The markets have taken a dive in recent months so there should be some bargains out there.
The main concern is the oil price , which is getting lower and everyone is lowering the price target for this year.
The world has a surplus now but once the dust settles prices will recover and Shell will be well positioned.

The decline in the international markets will continue for some time I think, for the long term portfolio this is not bad at all, it leaves room for buying some nice dividend stocks.
For the additions this month I looked towards Germany and in the Netherlands. Starting off here, I bought one share of Unibail Rodamco. It’s a real estate company which owns a lot of real commercial real estate, mainly shopping. Shopping is dying , everybody seems to think these days. I am old school and I like a physical shop, you see the products try them and get service.

I see a lot of people shopping for speciality items, food, cloths etc. It’s about the experience, the run of the mill discounter will not cut it but the quality shops certainly will.
And in this department they have a nice segment of high end commercial property. The dividend has just been raised which is good and sits around 4%. The Q4 results were solid and I think they will continue to be.
In Germany I added 1 new company’s to the portfolio. It’s the insurer Munich Re , a very solid company with an ever growing dividend. It might be a bit expensive but even at the current price it will give out a 4,7% dividend. Which is very good, and it’s increasing.

January 2016 – Dividend

I am going to record the dividends per month from now on. It makes it easier for me and gives a nice overview of the monthly payments.

January 2016 is done again and the dividends for this month are :

In Euro without the tax :

26-01-2016 WHOLE FOODS MARKET IN) EUR 1,22
25-01-2016 GENERAL ELECTRIC COMPANY EUR 2,00
15-01-2016 W.P. CAREY INC. REIT EUR 8,69

Total 11.91

2016 Mortage payment

It’s a new year which means I can pay off another 15% on the base sum of my mortgage. And that will save me around 100 Euro in interest payments each month. For the duration of the mortgage.

Most people still think I am crazy, because I am missing out on my tax deduction on the interest payment. Well I still feel differently about this. Since I am paying this interest in the first place and I also pay tax on my savings. Which yields a whopping 0,75% in interest at the moment. And I am paying around 5% on the mortgage.

for me it’s an easy way to save money each month without having to do anything , and I need to pay back the loan anyway, so why not now. It might not make for a spectacular story at a party but saving 5% is exciting enough for me. More people should do it in my opinion. Debt is debt , no matter what you have as collateral. Your net value might include the value of your house , but you have to live somewhere. So having a mortgage free house will help you a long way too financial independence. Just do the maths.

Funkstörung – Funkstörung

In the 90’s I discovered Funkstörung , the first track was a remix for Wu tang clan, which I thought was amazing. Turns out they made a whole lot of excellent remixes.
One of my all time favourite tracks being A Guy Called Gerald – Humanity (Funkstörung Remiks).

It was Funkstörung and acts like Squarepusher and Aphex Twin who got me into experimental electronic music. Then Plaid, Boards of Canada and Autechre followed. And many more,
I was happy to hear Funkstörung made another album. On Monkeytown records this time.

I might not be as forward thinking as it once was, and it’s a bit more laidback to my ears. But it’s a very nice album. Lot’s of subtle background sounds but less dense then before. Loads of room between the sounds which is always nice. Favourite tracks are Drown in Time, Killers and All the things. Solid release and hopefully they will not wait another 10 years for another album.

Dividend in 2015

Well 2015 has generated the dividend revenue you can see in the table below. It has been the first year where I am trying to build a portfolio around dividend income. It’s has been a learning experience and for this year I have to look harder at the price I am willing to pay for a certain stock, making it yield a bigger dividend percentage wise.

The market has been down a lot in the first few weeks and this move down is a nice start to being able to buy at a lower level.

I really like the research that goes into selecting the stocks. The main goal is to be better at this.

The dividends without tax, in Euro are :

30-12-2015 VANGUARD DIV APPRECIATION EUR 0,95
24-12-2015 ICAHN ENTERPRISES EUR 1,50
18-12-2015 ROYAL DUTCH SHELL EUR 42,99
15-12-2015 COCA-COLA COMPANY EUR 3,30
10-12-2015 EMERSON ELECTRIC EUR 4,75
10-12-2015 MICROSOFT EUR 3,60
09-12-2015 UNILEVER EUR 3,02
12-11-2015 APPLE INC. EUR 4,42
30-10-2015 DOW CHEMICAL COMPANY EUR 3,57
26-10-2015 GENERAL ELECTRIC EUR 1,95
15-10-2015 W.P. CAREY INC. REIT EUR 8,12
1-10-2015 COCA-COLA COMPANY EUR 2,80
29-9-2015 VANGUARD DIV APPRECIATION EUR 0,76
28-9-2015 ICAHN ENTERPRISES L.P. EUR 0,91
21-9-2015 ROYAL DUTCH SHELL EUR 42,27
10-9-2015 MICROSOFT EUR 2,63
9-9-2015 UNILEVER EUR 1,51
13-8-2015 APPLE INC. EUR 4,42
30-7-2015 DOW CHEMICAL COMPANY EUR 3,57
27-7-2015 GENERAL ELECTRIC EUR 1,95
2-7-2015 VANGUARD DIV APPRECIATION EUR 0,75
30-6-2015 ICAHN ENTERPRISES L.P. EUR 0,91
22-6-2015 ROYAL DUTCH SHELL EUR 41,95
14-5-2015 APPLE INC. EUR 4,42
27-3-2015 VANGUARD DIV APPRECIATION EUR 0,67
20-3-2015 ROYAL DUTCH SHELL EUR 8,66
12-2-2015 APPLE INC. EUR 1,32

Total EUR 197,56

Favourite labels – Bloody fist records

bloodyfist
When I first got into music around the time Hip-hop was pretty big, and besides that the first wave of house music was there, and at some point the styles began to shift. One one hand there was the mellow sound, more house/club style music. And the harder stuff, originated from the harder Techno records. This developed very fast in a very unique sound originating from The Netherlands. Starting out of Rotterdam, the Gabber sound, later dubbed hardcore, was becoming popular fast.

The fast, aggressive sound was right up my ally, so I started buying records from labels such as Ruffneck, PCP (which was one of the best labels in my opinion, more on this later), Rotterdam records, Mokum records, etc etc later I really got into the Italian stuff and Industrial strength records.

One day It was a bit busy and I started to browse in some of the more obscure corners of the shop, and found this section of bloody fist records. I got a few out and waited for one of the turntables. I really wasn’t into the terror style as to my idea most of them just pushed up the tempo with not much else. This was different, loads of cool samples, breakbeats and crazy sounds.
The records all sounded nice and gritty as well. Tracks like Shaftman and later 21% by Template where a more experimental view on Gabber. Most records had became more party oriented and based around a build up. Less experimentation and more formula. Which made it boring, at least for me. Bloody fist records was the first label I checked out that offered more experimentation. Off course they were around since the early nineties as well, I just was late.

Most of the earlier releases I missed, but I got hold of a few later on. The label stopped in 2004 , just a few years after I discovered it. It triggered a search for more experimental gabber besides other more experimental music I was getting into. It also made me record more music myself which was a good thing as well. The Bloody fist website is still there and be sure to check the Discogs website for all the releases, most of them are on youtube, be sure to check it out.

Northern Monkeys by William Routledge

William Routledge has done an excellent job with his book Northern Monkeys. If your into music, fashion and the evolution of youth culture this is your book.

It’s about the different styles in music , fashion and trends that swept across Great Britain from the 60’s right up to the 90’s. And the underlining cement is the Football terrace. But it’s not a hooligan memoir. So everybody who’s expecting a season by season tail of violence better leave this book alone.

It’s way better than that. The story’s will ring a familiar bell with everyone who has lived in those days and discovering new music , cloths or went to their first rave or concert. Remember this was the pre internet era, when you someone had new music from let’s say New York or Belgium even , you couldn’t look the artist or label up and place an order in a web shop. If you were lucky, you got the phone number or location of the record store and you could travel there. If it was in a city nearby that is.

Or if you saw some new brand polo or jacket you had figure out where they got it. And most didn’t tell you when asked.

This discovery, search and excitement of the adventures surrounding all these encounters told by various people are a lot of fun to read. I have had the book for a while now but once I started I couldn’t put it done.

This is truly one of the best books on British youth cultures I have read so far. Hats off to William for making this book happen.

northernmonkeyswr