retirement – Page 3

January 2018 – dividend

Another month has gone by, so yet again it’s time for the dividend of the month post. Always a fine moment. Compared to January last year there’s an increase in dividend by 12%. Factoring in the expensive Euro this is a nice result. It’s still all very modest and by no means were anywhere near the goals but for a hobby its very nice indeed.

This is the result:

Date	Stock	Currency	Amount
24-01-2018	Cisco Systems	EUR	6,55
16-01-2018	W.P. Carey Inc	EUR	8,14
11-01-2018	Walt Disney Company	EUR	0,68
08-01-2018	Vanguard FTSE All-World UCITS ETF	EUR	11,28
Total		EUR	26,65

November and December 2017 – Dividend

The end of last year was a bit busier then expected with all sorts of stuff. All but maintaining my blog. November and December dividend in one post this time round. November is always a bit slow in my dividend income.

It’s maybe something I need to adress in the future. In order to get my cash flow in a better position.

Anyway these are the numbers:

November :

16-11-17 Apple Inc EUR 5,35
14-11-17 ONEOK EUR 6,32

Total EUR 11,67

December :

27-12-17 Vanguard dividend appreciation ETF EUR 1,17
20-12-17 Royal Dutch Shell A EUR 39,85
15-12-17 Coca-Cola Company (The) EUR 4,68
15-12-17 DowDuPont Inc EUR 3,20
14-12-17 Microsoft Corporation EUR 7,08
13-12-17 Unilever Certificate EUR 3,59
11-12-17 Emerson Electric Company EUR 4,08

Total EUR 60,65

Portfolio news – September and October 2017 changes

Well another update on the portfolio, still need a catchy name for it. These last few months were pretty easy on the portfolio front. Mostly added ETF’s and some handpicked stocks as well. The ETF’s are pretty straight forward and the same ones I bought in the last few months.

A German company again and this time it’s the Deutsche Pfandbriefbank , a bank mostly active in real estate lending and investment lending. It has been a steady supplier of dividend and my first banking investment so far. The expected amount of dividend is 1,05 euro per share. And with a current share-rice of 12,93 this is a nice percentage indeed.

So a short portfolio update again, because of the still ongoing re balancing towards more ETF’s. See you next time!

October 2017 – Dividend

Goodbye October, another month has passes, as usual the dividend update. Compared to October last year the dividend payments are up 32%. Which is due to the build up in the portfolio and the fact that some positions are paying dividend for the first time.

Next year the increase will be slightly less big. De exchange rates keep doing what they do and I am working on getting more balance and more payments in Euro instead of dollars. As I pay all my bills in Euro. Sounds smart right ? Times are strange with the continious low interest rates and according to all the experts they will continue to be low.

Apparently the banks can handle these low rates , well see. Anyway the numbers, see you next month.

25/10/2017 General Electric EUR 4,46
25/10/2017 Cisco Systems EUR 6,86
16/10/2017 W.P. Carey (REIT) EUR 8,50
04/10/2017 Vanguard FTSE All-World UCITS ETF EUR 7,69
02/10/2017 Coca-Cola EUR 4,69
02/10/2017 DowDuPont Inc EUR 3,89

Total EUR 36,09

September 2017 – Dividend

Another month passed by, a new monthly dividend overview is in order. This month is slightly better than the same month last year. Ugly sentence I know but you get my drift. The exhange rate still is a disadvantage for me at the moment. But we’re still up by 2,3%.

Overall dividends are up 18% compared too last year, for me that’s a pretty significant change. It’s a bit uncertain if and how the share prices of dividend stocks will be impacted due too rising interest rates. For now this is not in the cards yet. Just slight rate increases are due later this year and next year.

The portfolio tactic will not change however, more about that subject in another future blog post. For now the numbers.

25/09/2017 Vanguard Dividend Appreciation ETF EUR 1,10
18/09/2017 Royal Dutch Shell A EUR 39,49
15/09/2017 Icahn Enterprises LP EUR 1,28
14/09/2017 Microsoft Corp USD EUR 6,67
11/09/2017 Emerson Electric EUR 4,10
06/09/2017 Unilever Certificate EUR 3,59

Total EUR 56,23

Portfolio news – November 2016 changes

In November I added to my position of Ahold, in the weeks leading up to my monthly buying spree 😉 this went down somewhat faster and has now become a buy in my humble opinion. The numbers are still adding up and for me this is buying with a discount. The main reason for the drop is the overall exposure to the dollar and eastern Europe, although I see a lot of upside there for the next few years. So I now own a larger piece of this nice stock at a discount.

For next month the buying list is not there yet but I am thinking about adding some more to the ETF part of the portfolio, this part has been neglected for a few months now as I enjoy reading and figuring out things myself. It’s a bit of a hobby as well and it helps me training my focus and gives me energy. But and this becomes more and more evident. It’s not the most profitable options. Because of it’s cost base and lack of sufficient spread of risk over markets and sectors. With ETF’s this is all worked out better. And it’s a bit easier.

So I will add some more to my portfolio , but it will kind of take the fun away. So I will keep doing the research as well and backing this up with buying the stocks. Simply because I enjoy it.

November 2016 – Dividend

This months dividends are small , but there’s still some. The year is almost over and over the next few weeks I will think about the goals for next year. They will be small and manageable and fun. I will keep you all updated on all things in life. But that’s for another post. This one is about dividends. So without further delay, November dividends:

14-11-2016 ONEOK Inc EUR 4,87
10-11-2016 Apple Inc EUR 4,66

Total 9,53

Not much but all little bits help. On to next month.

October 2016 – Dividend

October is nearing the end and I am once again doing a round of dividends, it’s been a good month on the markets for me and I am slowly getting more insight in how to value company’s.
More on that later though. For now just the numbers.

28-10-2016 Dividend (Product: DOW CHEMICAL COMPANY ) EUR 3,91
26-10-2016 Dividend (Product: CISCO SYSTEMS INC. ) EUR 6,19
25-10-2016 Dividend (Product: GENERAL ELECTRIC ) EUR 4,30
14-10-2016 Dividend (Product: WHOLE FOODS MARKET IN) EUR 1,15
14-10-2016 Dividend (Product: W.P. CAREY INC. REIT) EUR 8,37
3-10-2016 Dividend (Product: COCA-COLA COMPANY (THE) EUR 4,46

Total EUR 28,38

Portfolio news – October 2016 changes

New name for the monthly posts , changes instead of additions. Why, well I sold one position in my portfolio. My favourite sneaker manufacturer Adidas. I bought it back in November 2015 and sold it last week. The question is why of course as I am very long term. First the appreciation is very substantial in this period. I can’t really add any more to the position without tipping the balance in the portfolio and as a result also the dividend percentage dropped significantly. For me the valuation just got a bit too high and the payout of selling was very attractive.

I will still follow the company and I am sure to buy it again at lower levels. As for the addition this month it has been BMW the German car manufacturer that will along with the rest of the established auto motive branch , according to all the experts lose from Tesla. But until that happens is a very good investment. It has had some downturn last year and at the beginning of this year and is now slowly getting out of that hole. It’s around 80 Euro at the moment which is not cheap but simply good value. Debt position is average and should increase.

Dividend is 3,20 Euro per share which is around 4%, fair result. Another reason is I am spotting a lot of people looking at BMW as their new car. Maybe not the usual market indicator but one famous fund manager always said, look around and buy what you see people buy and company’s you understand. Along those lines anyway. So it’s all about the Germans this month.

September 2016 – Dividend

Another month , another bit of dividend coming in this month, not much to add except the figures. Figuring out how to get a bit more revenue out of the portfolio, but since I’m very slow, this process is also very slow. Totals without tax, which will be deducted and reclaimed again at the end of the year, so irrelevant for this overview.

7-9-2016 Dividend (Product: UNILEVER DR) EUR 3,20
8-9-2016 Dividend (Product: MICROSOFT CORPORATION) EUR 3,10
9-9-2016 Dividend (Product: VANGUARD DIV APPRECIAT) EUR 1,02
9-9-2016 Dividend (Product: EMERSON ELECTRIC COMPA) EUR 4,09
19-9-2016 Dividend (Product: RDSA dvd reinvestment plan) EUR 42,18
19-9-2016 Dividend (Product: ICAHN ENTERPRISES L.P.) EUR 1,29

Total 54,88