Running, recovery and the Amsterdam marathon

Running , recovery and life’s goals. During my revalidation period it quickly became apparent that exercise is good for your brain and helps a lot in recovering it. Well , no need to tell me twice. Dug out my running shoes and I thought I was starting out slowly.

As I’ve mentioned before this was way too much , way too soon. So after a while I done myself in and had to resort back too walking. Luckily after a while I was able too get back to running and it became the cornerstone in my recovery, rest and relaxation. Running clears my mind quite literally form the endless thinking, impulses and mental fatigue.

It’s simply putting one foot before the other. All went well until I picked up the pace. I fell pretty bad twice in one week. Shaving my knees and arms pretty bad. My shoes were worn a bit, new ones were in order. In the store the video pointed out a few problems , one my movement was not going forward enough.

I was holding myself back as if I wanted to go backwards, second problem was my left leg and feet lagged behind. I needed a better stride and better running techniques.

While very solid advice this was not as easy as it sounds , being a right handed guy and always avoiding using my left side I at first had not noticed there was a problem. Maybe another left-over from my encephalitis or just old habits dying hard. Whatever it was I needed better skills. My falling down skills very even worse.

Training in new running movement and getting my left side in check was a bit difficult. Step by step I improved and I didn’t fall flat on my face any more. Which was very important.
An added bonus was that my running required less energy then before , making training easier and more pleasurable. So I decided digging up a training plan for the marathon. I decided going for a simple and effective plan focused on making the necessary miles and exploring if I could manage the training load without overdoing myself.

My running improved vastly and I decided registering for a marathon if I could get trough the series of 30+ K sessions. And not just physically but also mentally. A glimpse on the calender showed the Amsterdam marathon was the best option. After the longer distances my confidence was big enough to take the plunge, I registered.

The week leading up to the marathon my nerves got going, mostly if I could cope mentally. Will I be able to handle all the noise and hustle and bustle surrounding the event ? What if I don’t know what to do any more and need to get out? Checked the route and picked a few points where I could give up and fairly easy return towards the start/finish. And all of sudden it Sunday came knocking.

Waking up I was very nervous , but after a nice breakfast and the walk towards the Olympic stadium my nerves settled a bit. Once I got inside I did a warm-up and headed for my starting position.
Fortunately it wasn’t too busy and there was plenty of room. From the start on the tempo was pretty spot on, first highlight the Vondelpark and the running under the Rijksmuseum. Until the 28 K it went very supple , at 30 K the temperature had risen and I became hot. At that point I didn’t pay any attention to what my watch was saying and the focus went towards simply keeping the tempo as best as I could.

At 35/36 cramps in my calves, after a few hundred metres it went away, again at 41 and I had to slow down a bit but I managed too keep running. The finish in the Olympic stadium is very cool. I just didn’t believe the race-timer. After the finish line I was just thrilled that I completed the distance.

My final time was an absolute surprise, 3:17:15, a personal best. Very special and just now , 2 days after it’s slowly sinking in, I have come a long way, sometimes not very aware of my situation but slowly learning and getting more aware.

You run into personal barriers and nobody really knows an definite solution to your problems and if and when it will get better. They give you structure and a framework , the rest is up to you , perseverance and patience is all you can do really.

Running is the one thing I feel I am in total control. And besides helping me get trough the week it’s also the one thing I can visibly improve in.

I never imagined running another marathon , yet I did it. I am a very happy person.

September 2017 – Dividend

Another month passed by, a new monthly dividend overview is in order. This month is slightly better than the same month last year. Ugly sentence I know but you get my drift. The exhange rate still is a disadvantage for me at the moment. But we’re still up by 2,3%.

Overall dividends are up 18% compared too last year, for me that’s a pretty significant change. It’s a bit uncertain if and how the share prices of dividend stocks will be impacted due too rising interest rates. For now this is not in the cards yet. Just slight rate increases are due later this year and next year.

The portfolio tactic will not change however, more about that subject in another future blog post. For now the numbers.

25/09/2017 Vanguard Dividend Appreciation ETF EUR 1,10
18/09/2017 Royal Dutch Shell A EUR 39,49
15/09/2017 Icahn Enterprises LP EUR 1,28
14/09/2017 Microsoft Corp USD EUR 6,67
11/09/2017 Emerson Electric EUR 4,10
06/09/2017 Unilever Certificate EUR 3,59

Total EUR 56,23

August 2017 – Dividend

August has past again, and so it’s time for the monthly dividend update. Yet again the echange rate between the euro and dollar is causing a bit of a downturn in the number of Euro’s paid out.
I have been doing some digging into ways to compensate for the currency fluctuations and haven’t come up with a decent solution for what in effect is still a tiny portfolio. The focus however will shift towards company’s paying out dividends in the Euro country’s. Which will tackle it as well.

For now the numbers :

21/08/2017 NSI EUR 12,48
17/08/2017 Apple Inc EUR 5,38
14/08/2017 ONEOK Inc EUR 6,37
04/08/2017 Amsterdam Commodities EUR 12,00

Total EUR 36,23

Portfolio news – July and August 2017 changes

An new portfolio update, this time it’s 2 months in one, why ? Well as you might know I buy dividend paying stocks and ETF’s. The first category because I like to research company’s and it keeps me busy. Nowadays it’s a sort a replacement for work as I can easily do it at my own pace and no deadlines. It also ‘trains’ my reading, analytical skills and maths , hopefully.

The ETF’s are the best option science wise, as research shows it’s important to have low costs, a large diversification and long term strategy. This is all combined in these nice ETF’s. In order to get my portfolio into the desired 50/50 divide between my own hand picked stocks and the ETF’s I have just been buying ETF’s these last 2 months. It’s not there yet but I am getting there. Hence the lack of updates in July.

It’s a bit of an experiment , learning if I can do better than the ETF’s. Which according to science is near impossible. But a man needs a hobby right ? Until next time. Happy investing!

July 2017 – Dividend

August 2017 again, so it’s time for the monthly dividend rundown. Dividend slightly behind compared to last year. Mainly because of exchange rates, the dollar is pretty cheap at the moment which reflects in the 17% degrease in dividend amount. This is because I have to convert the dollars back to euros. Maybe I should check the possibility of hedging against these risks. Now the list 🙂 Until next time !

Overview :

28-07-17 Dow Chemical Company EUR 3,93
27-07-17 Walt Disney Company EUR 0,60
26-07-17 Cisco Systems EUR 6,94
25-07-17 General Electric Company EUR 4,51
14-07-17 W.P. Carey Inc USD EUR 8,55
06-07-17 Unibail-Rodamco EUR 5,10
05-07-17 Vanguard FTSE All-World UCITS ETF EUR 1,43
03-07-17 Coca-Cola Company EUR 4,74

Totaal EUR 35,80

How running saved my life.

How Running saved my life, and still does. As most of you know by now in the beginning of 2016 I suffered an encephalitis. Which I survived because of my physical condition and the quick response by my girlfriend and parents. But without my condition even that swift response probably wouldn’t have been swift enough.

After my return from hospital my main concern was keeping my newly acquired job, which I enjoyed a lot. In the back of my head I knew it was too big a strain on my energy and it wasn’t the best thing to do but I went full steam ahead. Jobs are important and I wasn’t giving up. At the revalidation centre it was noticed I was way too tired but from my own perspective I already was taking it way to easy.

Anyway at the end of June my contract ended and I finally had to let go. Resulting in lots of time in bed and on the couch sleeping and resting. This was brick wall I had slammed into.
Physically and mentally this is very hard. After my contract ended I could really put my focus on my revalidation. Only now I understood what the phrase “taking it really easy, one small step at a time” meant for me.

Mentally it gets dark really fast,because all the fatigue is coming out at once , your mind tends to play games. It’s now really up to you to find the motivation to get up, make a plan and stick to it.
Work gives that routine automatically. It’s the start of a grieving period, all at once.

Basically the same mistake I made with one of my greatest hobby’s , running. It helped push the fatigue away for a few hours and made me think I could beat it. Once I had crashed I also had to put running aside for a while.
But In this case I had experience with over-training and runner fatigue. So out with the old plans and I started to make new ones. Targeted at just enjoying walking and some short and slow runs. It really helped me in countering the darkness in my mind and it helps in balancing those episodes out. The training schedule also helps creating a nice framework to organise your days around.

It keeps you physically and mentally healthy, so running is in a lot of ways still saving my life.

Portfolio news – June 2017 changes

June again, some portfolio news again. Just one new position this month Austrian real estate company Conwert. Mainly active in Germany and Austria, mostly in Germany. Big in residential real estate. Which is boring , hence good. The real estate market in Germany is much more stable and boring compared too the Netherlands, rents are more affordable so not everyone is forced into buying a home. The real estate itself reflects a more real value if you like. It doesn’t go up like crazy.

Some hotspots exempt like Munich. What this means people tend to rent much longer , stable income and there is a real demand for renting. Which attributes a lot to the stability of the market. Dividend at the moment is around 0,30 EUR , and with a share price of around 17 at the moment this is a dividend yield of 1,76% , again not spectacular but there is room to grow here.

Only thing I completely missed was the takeover bid from Vovonia , silly me. We’ll see how this plays out. It’s a nice way to get some exposure into mainly , the German real estate market without buying a rental unit yourself.

The rest of the money and an extra amount went into the Vanguard FTSE All-World UCITS index fund. Which I did to balance the portfolio 50/50 , so 50% index and 50% dividend stocks I pick. Science wise the consensus is that beating an index fund is near impossible as an amateur. So as I want to compare my own performance and not totally throw away my hobby, it’s only common sense to have it 50/50.

June 2017 – Dividend

June is over again which means dividend time. This month has been another good month , in comparison with last year the dividend is up 112%. Seems like a high number but it’s mainly new positions which pay out dividends for the first time. It’s the building of the portfolio which makes this rather large percentage appear.

The first goal of this portfolio is to pay for my fixed monthly costs. Think mortgage , utility bills etc. We are nowhere near this goal but it’s progressing nicely. Every Euro automated income is welcome.

So I am pretty happy with the progress and it’s fun working on this goal. Now the numbers. Excluding the dividend tax which I pay but deduct from my taxes at the end of each year.

27/06/2017 VANGUARD DIVIDEND APPRECIATION ETF EUR 1,37
26/06/2017 RDSA Dividend Coupon EUR 41,94
20/06/2017 HAL Trust EUR 71,00
14/06/2017 Icahn Enterprises L.P. EUR 1,35
09/06/2017 Emerson Electric Company EUR 4,32
09/06/2017 Emerson Electric Company EUR 0,65
08/06/2017 Microsoft Corporation EUR 7,03
07/06/2017 Unilever Certificate EUR 3,59
02/06/2017 Porsche Automobil Holding SE EUR 10,10

Totaal EUR 141,35

Portfolio news – May 2017 changes

Well this post is a bit overdue, but not too late. In May I added one new position to my portfolio and used the remainder of the cash to buy ETF’s , specifically the Vanguard FTSE all world ETF.

The new addition is a Dutch investment company called HAL investments, It’s the investment vehicle of one of the most famous Rotterdam shipping family’s, Van der Vorm. They used to own the Holland America shipping line , hence the name HAL. It’s not my usual investment but for me it’s an interesting one. It’s not as much about the company’s they own which are available on the stock exchange. It’s the ones that are not.

For small time investors like myself it’s hard getting in on good company’s that are not listed on one of the exchanges. This is were HAL becomes interesting. They own parts of Coolblue, infomedics and others.

The family holds most of the shares which is a nice vote of confidence. They pay a healthy dividend which contributes nicely to my goal of living off the dividends that come in every year.

the downside is they are a bit heavily invested in the exploration for oil & gas, which has not been that great of a sector the past few years. Still they manage to make a nice profit anyway.

It’s been going strong since 1989 and I believe they will do a good job investing in company’s for years to come. Hopefully they will make more investments in company’s without a listing.

May 2017 – Dividend

It’s the end of May again, Another round of dividends, comparing the amount with last year it’s around 180% more, due to new additions to the portfolio such as Munich Re. Still it’s a nice increase and one for the future. The goal is expanding the dividend income and this month is a nice example.

For the most part it’s recurring dividends however, it’s just that Munich Re is a big chunk in this picture.

The numbers:

18-05-2017 Apple Inc EUR 5,68
18-05-2017 Accell Group EUR 7,20
15-05-2017 K+S EUR 12,00
15-05-2017 NSI EUR 14,00
15-05-2017 ONEOK Inc USD 5,54
12-05-2017 ASML Holding EUR 4,80
11-05-2017 Amsterdam Com EUR 22,50
04-05-2017 Bayer EUR 13,50
02-05-2017 Muenchener Re EUR 129,00

Total 214,22